With the LHV hire-purchase the product/service can be paid in increments. Fill the application in the shopping cart or in our store and we will make you an offer right away.

• The application will be responded to within a few minutes.
• The deposit starts at €0.
• The interest rates start at 15.9% and are calculated based on the outstanding loan balance..

You can choose the suitable size for the monthly payments and repayment period.

Purchase amount	12 months	24 months	36 months	48 months
300 €	27 €	15 €	11 €	8 €
500 €	45 €	24 €	18 €	14 €
1 000 €	91 €	49 €	35 €	28 €
3 000 €	272 €	147 €	105 €	85 €

The following is an example of the average monthly payment if the interest is 15.9%. The exact monthly payment is agreed upon in the contract.

Hire-purchase conditions

• The decision to facilitate the hire-purchase is valid for 90 days. During this period, you can purchase goods and services within the provided limits.
• The applicant’s minimal monthly income is €250.
• The contract fee starts at €19.90.
• The length of the contract is up to 48 months.

The LHV hire-purchase can be used to also buy businesses that have been operating for at least one year. For this, submit the application, the business’s last annual report, balance sheet and ’s’san income statement from the last month. Send the documents to finance@lhv.ee and an offer will be forwarded to you within three days. If necessary, we request a surety from the owner of the business, a member of the board or another business.

Additional information
Lhv.ee/jarelmaks
6802 700 every day 9:00-21:00

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The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address lhv.ee/en/hire-purchase and consult our expert. 

The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address lhv.ee/en/hire-purchase and consult our expert. The monthly hire-purchase payment is €3791 and the annual percentage rate of charge is 25.59% on the following sample terms and conditions: cost of the product/service €700, down-payment 0%, credit amount €700, annual interest rate of 19.9% on the outstanding balance (fixed), contract fee €19.9, hire-purchase period of 23 months, with monthly annuity payments, in the total sum of €871.93 and the total sum of repayments being €871.93.